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31398 Penny Surf Loop, Wesley Chapel, FL 33545

$409,000

Two-story home with taupe paint, navy blue shutters, a two-car garage and small palm tree in the front yard at 31398 Penny Surf Loop, Wesley Chapel, FL 33545

  • Bedrooms

    4

  • Baths

    3

  • Sq. Feet

    2260

  • Year Built

    2021

  • Days On Market

    1

  • $/SqFt

    $181

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62 Photos

  • Two-story home with taupe paint, navy blue shutters, a two-car garage and small palm tree in the front yard at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Two-story home with taupe paint, navy blue shutters, a two-car garage and small palm tree in the front yard at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Covered front porch featuring a blue front door, a decorative wreath, and a small wooden accent table at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright entryway featuring tile floors, a staircase, coat closet, and decorative mirror at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Open concept kitchen with dark wood cabinets, stainless steel appliances, tile flooring and a kitchen island at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Kitchen with dark wood cabinets, stainless steel appliances, tile flooring and granite countertops at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Kitchen with dark wood cabinets, stainless steel appliances, tile flooring and granite countertops at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright kitchen with stainless steel appliances, dark wood cabinets, a kitchen island, and tile flooring at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright kitchen with stainless steel appliances, dark wood cabinets, a kitchen island, and tile flooring at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright kitchen with stainless steel appliances, dark wood cabinets, a kitchen island, and tile flooring at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright living room featuring tile floors, a ceiling fan, and a mounted television for entertainment at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Open-concept living area with tile flooring seamlessly connects the living room, dining, and kitchen at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Dining room with modern chandelier and sliding glass door leading to a brick-paved backyard at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Spacious living area connecting kitchen, dining, and living rooms with tile floors and a modern layout at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Open concept area with dining, and living rooms connected by a sliding glass door to the outside at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright powder room with modern fixtures, decorative shelving, and an eye-catching round mirror at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Upstairs hallway featuring carpet flooring, and doors leading to bedrooms and a bathroom at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Carpeted bedroom with a window overlooking the neighborhood, door to hallway, and a closet at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Cozy primary bedroom featuring a comfortable bed, windows, and connecting door to an en-suite bathroom at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Primary bedroom showcasing a TV, en-suite door, cozy bed, and dresser for ample storage at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Cozy bedroom with a soft, comfortable bed, and a modern television mounted on the wall at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
More Photos \/
  • Bright bathroom featuring a double sink vanity with flower accent, and decorative shower curtain at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright bathroom featuring a double sink vanity with flower accent, and decorative shower curtain at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Spacious walk-in closet with shelving and a window for natural light at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • A cozy bedroom with a ladder-style bookshelf and a window with natural light at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • A cozy bedroom with a ladder-style bookshelf and a window with natural light at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bathroom with double sinks, decorative shower curtain and neutral color palette at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright bedroom featuring neutral carpet, natural light, and minimalist decor at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright bedroom featuring neutral carpet and paint, with abundant natural light at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Bright bedroom featuring neutral carpet and paint, with abundant natural light at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This bedroom features carpeted floors, bright, neutral paint, and two display shelves at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This laundry room includes a white washer and dryer as well as a wire shelf at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This brick patio features a conversation set and space for games and grilling at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This home features a brick patio and a large, fenced yard at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This home is a two-story home with a two-car garage and a well-manicured lawn at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This aerial view shows a neighborhood with well-maintained lawns, and tree-lined streets at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This aerial view features homes with manicured lawns and driveways on tree-lined streets at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This bird's eye view shows houses with fenced backyards and neighborhood streets at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This aerial view shows community of single-Gathering homes with numerous ponds and roadways at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • This aerial view shows houses in a planned community surrounding a large lake at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of residential houses with backyard amenities including a pool and patio area at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of a residential community with well-maintained landscaping, ponds, and neighborhood streets at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view showcasing a community surrounded by ponds and lush landscaping at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view featuring a community surrounded by ponds and landscaping, with new construction underway at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • The Epperson community entrance showcases a decorative water feature and signage at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of a single-story home with a well-manicured lawn and mature trees at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view showcasing a neighborhood playground surrounded by walking paths and mature trees at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of a community park with a playground, walking trails, and lush greenery by the lake at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view capturing a serene lake surrounded by greenery and vegetation at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of a community lagoon with recreational amenities and surrounding residential area at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Stunning aerial view of the community lagoon, showcasing the turquoise water and surrounding amenities at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Breathtaking aerial view of the community's large lagoon, complete with waterslides and inflatable attractions at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Expansive aerial view showcasing the large community lagoon with beach access, a unique amenity for residents at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial close-up of inflatable waterpark structure in community lagoon, with clear water and lounge areas nearby at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of the community lagoon, featuring water activities, sandy beaches, and convenient parking at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Relaxing view of the beautiful community lagoon with a tiki hut, perfect for lounging by the water at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Stunning view of a community pool surrounded by lounge chairs and umbrellas at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Aerial view of the waterpark with slides and inflatable attractions at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Outdoor tiki bar providing cold drinks, food, and shade to lounge next to the turquoise lagoon at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • First floor layout featuring kitchen, living room, dining room, bathroom, garage, pantry, foyer, stairs, closets, and entry at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Detailed second-floor floor plan showcasing bedroom and bathroom layouts, closets, and living spaces at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
  • Detailed floor plan showcasing kitchen, living room, dining room, garage and bathroom layouts at 31398 Penny Surf Loop, Wesley Chapel, FL 33545
Less Photos /\

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Home Description

Welcome to this beautiful home designed for modern living in a resort-style community. Located in the highly desirable Epperson Lagoon community, this home offers a perfect blend of elegance, functionality, and smart-home convenience. Step inside to a bright, open floor plan that seamlessly connects the spacious living room, dining area, and gourmet kitchen—ideal for entertaining and family gatherings. The kitchen boasts granite countertops, stainless steel appliances, a generous center island, and ample cabinet space, making meal preparations and conversations a breeze. Upstairs, a versatile bonus loft area provides additional living space, while the primary suite features a walk-in closet and an en-suite bath with dual sinks and a walk-in shower. Three additional bedrooms offer plenty of space for family, guests, or a home office. Enjoy the private, fenced backyard, complete with a large, pavered patio and no rear neighbors, creating a peaceful outdoor retreat. Smart-home features include energy-efficient appliances, a video doorbell, app-controlled thermostat and garage door, and a security panel hub for ultimate convenience and safety. As a resident of Epperson, you’ll have access to resort-style amenities, including walking trails, dog parks, tot lots, a butterfly garden, and the nation’s first 7.5-acre man-made Crystal Lagoon—offering a tropical paradise right in your community! Plus, with shopping, dining, and top-rated schools nearby, everything you need is just minutes away. Incredible Financing Opportunity! This home offers an assumable FHA mortgage featuring an exceptionally low 3.25% interest rate—a rare opportunity to save significantly compared to current market rates! Schedule your private showing today and experience the best of Lagoon Life!

  • MLS #: W7873279
  • Address: 31398 Penny Surf Loop
  • Levels: Two
  • City: Wesley Chapel
  • Zip: 33545
  • County: Pasco
  • Subdivision: Epperson Ranch
  • Community Features: Deed Restrictions,Dog Park,Golf Carts OK,Irrigation-Reclaimed Water,Park,Playground,Sidewalks
  • Elementary School: Watergrass Elementary-PO
  • Middle School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Private Pool: False
  • Water Feet: 0
  • Interior Features: Ceiling Fans(s),Open Floorplan
  • Appliances: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Floor Covering: Carpet,Ceramic Tile
  • Kitchen Features: Island,Stone Counters,Walk-In Pantry
  • Additional Rooms: Bonus Room
  • Exterior Features: Irrigation System,Sidewalk,Sliding Doors
  • Exterior Contruction: Block,Stucco
  • Foundation: Slab
  • Front Exposure: North
  • Roof: Shingle
  • Building Sqft: 3260

Available now at $409,000

Approximate Room Sizes / Descriptions

Living RoomFirst
KitchenFirst
Primary BathroomSecond
Bathroom 2Second
Bathroom 3First
Bonus RoomSecond
LaundrySecond
Primary BedroomSecond
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
  • Attached Garage: True
  • Garage: True
  • Garage Spaces: 2
  • Carport: False
  • Carport Spaces: 0
  • Air Conditioning: Central Air
  • Heating: Central
  • Utilities: BB/HS Internet Available,Cable Available,Cable Connected,Electricity Available,Electricity Connected,Fiber Optics,Phone Available,Public,Sewer Available,Sewer Connected,Sprinkler Recycled,Street Lights,Underground Utilities,Water Available,Water Connected
  • Lot Sqft: 5037.00
  • Lot Acres: 0.1200
  • Total Acre: 0 to less than 1/4
  • Lot Num: 10
  • HOA Fees: $230 Quarterly
  • HOA Monthly Amount: $77
  • HOA/Community Assoc: Required
  • Senior Community: False
  • Style: Single Family Residence
  • Annual CDD FEE: $1,858
  • Maintenance Includes: Cable TV,Common Area Taxes,Internet,Maintenance Grounds,Recreational Facilities
  • Other Fees Amount: $135 Quarterly
  • Building Num Floors: 2
  • Pets Allowed: Cats OK,Dogs OK
  • Pet Restrictions: Information provided is accurate to the best of the knowledge of sellers and sellers' agent. BUYER AND BUYER'S AGENT SHOULD VERIFY ALL HOA RESTRICTIONS AND INFORMATION.
  • : 888-668-8283

Neighborhood

The average asking price of a 4 bedroom Wesley Chapel home in this zip code is $513,736 (25.6% more than this home).

This home is priced at $181/sqft, which is 19.0% less than similar homes in the 33545 zip code.

Potential Great Value

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Financial

  • Approx Payment:$1,990*
  • Taxes:$8,222

Area Stats

These statistics are updated daily from the My Florida Regional MLS. For further analysis or to obtain statistics not shown below please call EasyStreet Realty at (813) 452-4288 and speak with one of our real estate consultants.

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Listing Courtesy of DALTON WADE INC. For information or to schedule a viewing of this property (MLS# W7873279), call: 813-452-4288

31398 Penny Surf Loop, Wesley Chapel FL is a single family home of 2260 sqft and is currently priced at $409,000 . This single family home has 4 bedrooms. A comparable home for sale at 30910 Penny Surf Loop in Wesley Chapel is listed at $450,000. In addition to single family homes, EasyStreet also makes it easy to find Homes, Condos, New Homes and Foreclosures in Wesley Chapel, FL. Aberdeen, Hamilton Park and Bridgewater are nearby neighborhoods. MLS W7873279 has been posted on this site since 3/11/2025 (today).

2025 3/12/2025.

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